Closing loans from the mountains to the coast

Personalized Home Loans in North & South Carolina

Enjoy personalized home loan solutions designed just for you, with expert guidance and local insight to make your Carolina homebuying experience smooth, affordable, and stress-free.

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Conventional Loans

Flexible financing with competitive rates for buyers with strong credit & income.

FHA Loans

Low down payment options designed for first-time buyers and those with moderate credit.

VA Loans

No down payment loans for veterans, active military, and eligible service members.

USDA Loans

100% financing for qualified buyers purchasing homes in rural and suburban areas.

Dedicated to Your Home Financing Success

Mortgage Solutions, Made Personal

At Quail Hollow Financial Services, we take the time to understand your unique goals and guide you with honest, expert advice every step of the way. Our friendly team is committed to making your home financing experience smooth, transparent, and tailored just for you. That’s why we provide proactive refinance alerts, so you never miss a chance to save, and we watch rates for you, giving you peace of mind even after closing. We’re here to deliver savings beyond closing, ensuring your financial future stays strong, while always monitoring, always helping reflects our lasting commitment to every client we serve.

Locally Owned & Operated

Over 20 Years of Experience

Wide Range of Loan Options

Trusted Lender Network

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Make It Yours

Turn your homeownership dream into reality with the right loan.

Create a Future

Build financial security through smart, personalized mortgage options.

Trusted Local Pros

We combine deep local market knowledge with a commitment to your best interests.

Your Home, Your Advantage

Experience the Quail Hollow Edge

See The Benefits Of Putting You First

See How We’ll Make Your Mortgage Journey Exceptional

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Mortgage Benefits

Access low rates, tax advantages, and flexible loan options.

Build Personal Equity

Every payments brings you closer to your full homeownership.

Discover Your Perfect Mortgage Match

Financing Options for Every Homebuyer

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Home Purchase Loans

  • Competitive rates
  • Low down payment options
  • Support for all buyers
  • Quick pre-approvals
  • Personalized guidance

Jumbo Loans

  • Competitive jumbo rates
  • Wide product selection
  • Flexible financing options
  • Expert loan guidance
  • No hidden fees

Loan Pre-Approval

  • Initial approval before contract
  • Stronger, more confident offers
  • Clear budget from the start
  • Faster, smoother closings
  • No hidden surprises

Mortgage Refinancing

  • Lower your rate
  • Reduce monthly payments
  • Tap into home equity
  • Switch loan types
  • Pay off faster
Get to Know Your Home Loan Partners

Meet the Team Behind Your Success

Meet the dedicated professionals who combine local expertise, personalized service, and a passion for helping you achieve your homeownership goals. Together, our team has delivered results that speak for themselves. As of 2025, we’ve saved our clients over $100 million through smarter financing, better rates, and a commitment to long-term partnerships. When you work with us, you’re not just getting a mortgage broker—you’re partnering with a proven team that turns financial goals into lasting success.

Brad K Donaldson

  • Loan Officer
  • 704-779-9828
  • bdonaldson@quailhollow.us
  • NC Loan Officer License: I-102330
  • (NMLS) Company ID: 120087

Scott McQuay

  • Loan Officer / Owner
  • 704-704-968-1802
  • smcquay@quailhollow.us
  • NC Loan Officer License: I-102184
  • (NMLS) Company ID: 111243

Michael Christopher Loeffler

  • Loan Officer
  • 704-529-1233
  • mloeffler@quailhollow.us
  • NC Loan Officer License: I-104107
  • (NMLS) Company ID: 115183

Stephen P McCabe

  • Loan Officer
  • 704-340-0211
  • s_@mccabemortgage.com
  • NC Loan Officer License: I-105287
  • (NMLS) Company ID: 117099
Meet the People Behind the Process
Ready to Take the Next Step?

Start Your Loan Journey

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Real Feedback. Real Results.

What Our Clients Are Saying

Hear from homeowners who trusted us with their mortgage journey.

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Scott McQuay at Quail Hollow Financial is amazing. I called and emailed three local mortgage brokers in the Charlotte area who never called back. Scott answered my call immediately and within 30 minutes I had an idea of what to expect as a first time home buyers with a V.A. loan. He is persistent, pursuant, and absolutely lives up to his word on finding the right mortgage deal. Throughout the home buying process, Scott kept us updated on the best rates with honest information. Nothing was pushed and we were given time to decide with no pressure.
Paul B.
We bought our house in the Triangle area at a time when houses were selling like hotcakes and Quail Hollow Financial Services helped us secure a mortgage for the new purchase. They were very pleasant to work with, very knowledgeable!
John C.
The team was great to work with and made the entire process so easy for us. Not to mention, they were able to give us the most competitive rate we could find. Would definitely recommend working with them if you’re in the market for a mortgage.
Luke B.
Scott has done several loans for me personally and many for my clients over the years. Very competitive on rates and closing costs. He will help you get the right loan for your new house or investment property!
Jared C.
I highly recommend using this company’s services. I just did a refinance of my house which I had expected to be an incredibly tedious process, but with Quail Hollow, I spent less than 2 hours total working on this. They were able to obtain an amazing rate for me and the entire process from first contact to closing was less than 20 days. I will be returning for any future mortgage needs.
Tim H.
There are mortgage companies and then there is Quail Hollow. Scott and his team are fantastic. Not only do they offer the smoothest transactions possible, they also work with best real estate agencies (in case you need one) and closing attorneys. Do yourself a favor. If you are looking for a mortgage just get a quote from Quail Hollow.
Palash D.
We used Scott a month ago and he helped us refinance and save money! His rates are amazing! I would recommend Scott to anyone looking to consolidate debt, refinance, etc.!
Jackie H.
Great company to refinance or obtain a loan. Easy to talk to and friendly service!
Seth W.
Stay Informed. Buy Smarter.

Insights & Mortgage Tips

Explore expert advice, home loan tips, and the latest mortgage updates to guide your journey.

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Explore our loan options or reach out for expert, personalized support.

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